Carnegie Commericial Lending

Total Project Financing
Participants can bundle installation, insurance, freight and accessories along with pumps and stations into one affordable monthly payment with customized lease structure to fit any-sized company's needs.

Custom Lease Structures
Flexible lease terms are offered from as short as 12 months to as long as 60 months. Other options feature convenient structured payments such as seasonal, deferred, and step payments. Multiple purchase options to fit any type of financing need are also available.

Application Only Accepted For Up To $100,000 (for most types of equipment)
A simple, one-page application is all that is required for up to $100,000 in leasing financing. No financial statements or tax returns are required for qualified customers.

*Applicants may need to meet certain minimum credit parameters to qualify


Why do customers lease?

You may choose to lease for a number of reasons. A large company may choose to lease for the tax incentives, where as a small company may choose to lease in order to conserve working capital. Here are some of the reasons our customers lease with us:

Conserve Working Capital
Purchasing equipment can require large cash outlay. Many companies lease to conserve capital. Money is better spent for other day to day needs to keep the business successful.

Flexibility
Leases can be structured to meet the varied needs and financial goals of your business. Leasing can offer deferred payments, step plans, seasonal payments, no money down, etc..

Tax Benefits
Section 179 of the IRS code allows significant tax savings. Often, a monthly lease payment can be deducted as an operating expense since it is treated as a rental rather than a loan.

Additional Credit Lines
Lease approvals for equipment can establish an additional line of credit that does not affect your bank lines. You can lease just about anything needed to run your business.

Leasing Your Business Equipment Will Preserve Cash Flow
Profits generated from the use of the equipment are greater than the lease payments. Current cash can be used for other needs of the business.

Easier Than Bank Loans
Lines of credit can be established in a matter of hours with minimal information and no collateral. Leasing is convenient, quick, and easy. No long forms. 100% financing.

Fixed Payments
Many financing transactions have floating interest rates. Lease financing offers fixed payments, enabling you to budget and manage your dollars for a long time.